Legal

Terms of Service

Effective July 4, 2026 · Last updated July 4, 2026

These Terms of Service (“Terms”) form a binding agreement between you and CardEX Studio Corporation (“CardEX,” “we,” “us,” or “our”) and govern your access to and use of the Gradr Exchange application, our websites, and related services (collectively, the “Services”). Please read them carefully.

These Terms contain a binding arbitration provision and a class-action waiver (Section 16) and limitations of our liability (Section 12) that affect your legal rights. By using the Services, you agree to them.

01Acceptance of these Terms

By downloading, accessing, or using the Services, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Services. We may require you to affirmatively accept updated Terms to continue using the Services.

02Eligibility

You must be at least the age of majority in your jurisdiction, or the minimum age required to form a binding contract, to use the Services. If you use the Services on behalf of an organization, you represent that you are authorized to bind that organization, and “you” refers to both you and the organization.

03The Services

The Services use automated systems, including artificial intelligence, to generate card grade predictions, subgrades, identifications, valuations, ROI estimates, alerts, and related outputs (“Outputs”), and to help you organize and track a collection. We may add, modify, suspend, limit, or discontinue any part of the Services, including features, Outputs, usage limits, and pricing, at any time and without liability to you.

04No guarantees; not professional advice

Outputs are estimates generated by automated systems for informational purposes only. They are not official grades, certifications, authentications, appraisals, or valuations, and they are not financial, investment, legal, or tax advice. We are not affiliated with, endorsed by, or acting on behalf of PSA, CGC, Nintendo, The Pokémon Company, or any grading authority. Outputs may be inaccurate or incomplete and may differ materially from the results of any professional grading service or from actual market prices. You are solely responsible for any decision you make based on the Services, and you assume all associated risk.

05Accounts

You may need an account to use certain features. You agree to provide accurate information, to keep your credentials secure, and to be responsible for all activity under your account. We may refuse, suspend, or terminate accounts at our discretion.

06Subscriptions, purchases, and billing

  • Purchases through Apple. Paid subscriptions, consumable “grade” packs, and other in-app purchases are sold and processed by Apple through your Apple account and are subject to Apple’s terms.
  • Auto-renewal. Subscriptions automatically renew for the applicable period unless canceled at least 24 hours before the end of the current period. Your Apple account is charged for renewal within 24 hours before the period ends.
  • Managing and canceling. You can manage or cancel subscriptions in your Apple account settings. Deleting the app does not cancel a subscription.
  • Refunds. Except where required by law or by Apple’s policies, all payments are non-refundable and there are no refunds or credits for partial periods, unused features, or grade packs. Refund requests for App Store purchases are handled by Apple.
  • Price changes. We may change prices and offerings prospectively. Changes apply to future billing periods.
  • Entitlements. Grade packs, tiers, and other entitlements are a limited, personal, non-transferable license to use features, have no cash value, and may expire or be modified.

07Your content and the license you grant us

“Your Content” means the images, text, and other materials you submit to the Services. As between you and us, you retain ownership of Your Content. You represent and warrant that you have all rights necessary to submit Your Content and to grant the license below.

You grant CardEX a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, transferable, and sublicensable license to host, store, reproduce, modify, adapt, create derivative works from, publicly display, distribute, and otherwise use Your Content in order to operate, provide, secure, promote, and improve the Services and our business, and to develop, train, evaluate, and improve our and our providers’ models, algorithms, and products. This license survives termination with respect to Your Content already submitted and to any de-identified or aggregated data derived from it. You waive any moral rights in Your Content to the extent permitted by law.

08Acceptable use

You agree not to:

  • use the Services in violation of any law or third-party right, or submit content you do not have the right to submit;
  • upload content that is unlawful, infringing, fraudulent, or that depicts counterfeit items you represent as genuine;
  • reverse engineer, decompile, scrape, or attempt to extract source code, models, or data except to the extent permitted by law;
  • interfere with, overload, or circumvent the Services, security features, usage limits, or rate limits;
  • resell, sublicense, or commercially exploit the Services or Outputs except as expressly permitted; or
  • use the Services to build or train a competing product or model.

We may investigate and take any action we deem appropriate, including removing content and suspending or terminating access, without notice.

09Our intellectual property

The Services, including all software, models, designs, text, graphics, and the “Gradr Exchange” and “CardEX” names and logos, are owned by us or our licensors and are protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Services for your personal, non-commercial use, subject to these Terms. We reserve all rights not expressly granted. Subject to applicable law and any rights you retain in Your Content, as between the parties we own all Outputs and all improvements, feedback, and derived data, and you assign to us any rights you may have in feedback you provide.

10Third parties and Apple-specific terms

The Services integrate third-party products and data, which are provided “as is” and governed by their own terms. We are not responsible for third-party services.

You acknowledge that these Terms are between you and CardEX, not Apple, and that Apple is not responsible for the Services. Apple has no obligation to provide maintenance or support for the Services. To the maximum extent permitted by law, Apple has no warranty obligation and no responsibility for any claims relating to the Services. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. You represent that you are not located in a country subject to a U.S. Government embargo or designated as “terrorist-supporting,” and that you are not on any U.S. Government restricted-party list.

11Disclaimers

THE SERVICES AND ALL OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE. WE DO NOT WARRANT THAT THE SERVICES OR OUTPUTS WILL BE ACCURATE, RELIABLE, UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME MAY NOT APPLY TO YOU.

12Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL CARDEX, ITS AFFILIATES, OR ITS SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR LOST OR MIS-GRADED CARDS OR COLLECTION VALUE, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICES IN THE THREE (3) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) US $50. These limitations are an essential basis of the bargain between us. Some jurisdictions do not allow certain limitations, so some may not apply to you.

13Indemnification

You agree to defend, indemnify, and hold harmless CardEX, its affiliates, and their officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Services, Your Content, your violation of these Terms, or your violation of any law or third-party right.

14Termination

We may suspend or terminate your access to the Services at any time, for any reason or no reason, with or without notice, and without liability. You may stop using the Services at any time. Provisions that by their nature should survive termination will survive, including Sections 4, 5–18. Upon termination, your right to use the Services ceases immediately.

15Changes to these Terms

We may modify these Terms at any time. If we make material changes, we will update the “Last updated” date and may provide additional notice. Your continued use of the Services after changes take effect constitutes acceptance of the modified Terms. If you do not agree, stop using the Services.

16Dispute resolution; arbitration; class waiver

Please read this section carefully. Except where prohibited by law, you and CardEX agree that any dispute, claim, or controversy arising out of or relating to the Services or these Terms will be resolved by final and binding individual arbitration, rather than in court, except that either party may bring an individual claim in small-claims court and either party may seek injunctive relief for intellectual-property or misuse claims.

You and CardEX waive any right to a jury trial and to participate in a class, collective, consolidated, or representative action. Arbitration will be conducted on an individual basis. If this class-action waiver is found unenforceable as to a particular claim, that claim will proceed in court, but the rest of this section will remain in effect. You may opt out of arbitration by sending written notice to the contact address below within 30 days of first accepting these Terms.

17General

  • Governing law. These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-laws rules. Subject to Section 16, the courts located in British Columbia, Canada will have exclusive jurisdiction.
  • Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us regarding the Services and supersede prior agreements.
  • Severability. If any provision is unenforceable, the remaining provisions remain in effect.
  • No waiver. Our failure to enforce any provision is not a waiver.
  • Assignment. You may not assign these Terms without our consent; we may assign them freely.
  • Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control.

18Contact

CardEX Studio Corporation
support@cardexstudio.com

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